Our second promotion which is being felt all over Southern California is our “Property Flipper” or California Bridge Loan Program. This program is for people who want to buy a fixer-upper and then sell it within a year for a profit. This program is not for the first time buyer, but rather the professional that has done this kind of thing before. The down payment requirement is 10% and there is no minimum FICO score requirements. This is the perfect loan for the savvy real estate investor.